a public liability certificate can provide proof of cover and present all the crucial information regarding your open policy. What is a public liability insurance certificate? The best way to provide evidence of liability insurance, is to have a public liability insurance certificate. A public liability insurance certificate is a convenient way to show you have a valid insurance policy in place. What information does a public liability insurance certificate contain? Most insurance certificates outline very basic information. Public liability insurance helps protect your business against personal injury or property damage claims from members of the public. So, if someone makes a claim against your business, our cover could pay the costs you are held responsible or liable for, such as legal fees and expenses, as well as any compensation payouts. Public liability cover is a form of business insurance that almost all types of company should really consider if they have contact with any third party, such as a member of the public. Business, by its very nature, involves contact with people outside a company and its against claims from such people - the third parties - that the insurance can protect your firm. public liability insurance is intended to protect businesses that come into contact with the general public on a regular basis. General liability insurance, on the other hand, has a broader scope, covering some types of personal liability, including defamation and other personal charges against owners and the company. You must get employers liability (el) insurance as soon as you become an employer - your policy must cover you for at least 5 million and come from an authorised insurer. Few insurance companies issue a certificate for public liability cover. Unlike employers liability or motor insurance, public liability insurance is not legally required and therefore rarely certified. Within the pack of documents issued to you there will have been a schedule of insurance, this will show exactly what cover you have in place. Who needs public liability insurance? Almost all businesses should have some form of public liability insurance. All businesses are bound by a duty of care for their clients, suppliers, distributors, neighbours & the environment. General liability insurance, also known as public and product liability insurance, helps to protect your business in the event a claim for compensation is brought against you for injury or damage arising out of the course of your business. All individuals involved with your club, either as administrators, coaches, officials, referees or players, should do everything reasonable to ensure they do not cause injury or financial loss to anyone or damage to anyones property.